Miscellaneous Takaful
Miscellaneous Takaful’ refers to all coverage that falls under the casualty and staff benefits division and applies to a variety of risks.
Segments of Miscellaneous Takaful
Money Takaful:
This segment of coverage further divided in to two main segments:
Cash in Transit: This policy provides coverage against loss of money whilst in transit due to forcible, violent, external and visible means.
Cash in Safe: This policy provides coverage against loss of money whilst in premises of policy holder due to forcible, violent, external and visible means.
Workmen’s Compensation
Employees are the most precious assets and result in the growth and prosperity for any organization. To protect the rights of this invaluable asset Workmen Compensation/Employer Liability Takaful provides coverage for any legal liabilities of the employers arising out of and in the course of employment as per Workmen Compensation Act, Fatal Accident Act, or at Common Law.
Burglary Takaful
We cover the valuables within your premises against loss or damage caused by theft as a result of violent and forcible entry into or out of your premises. This includes armed robbery.
All Risks Takaful
We cover you against loss or damage to the property covered caused by an accident or misfortune, unless specifically excluded in the policy.
Fidelity Takaful
We cover you against fraud or dishonest acts committed by an employee.
Shop Comprehensive Takaful
We believes that your shop is not only one of your most valued assets, but also your source of income. With this policy your shop is protected from various risks you could face in the course of business.
Plate Glass Takaful
We cover you for accidental breakage of glass on your premises from any cause whatsoever, other than those specifically excluded in the policy.
Mobile Phone Takaful:
Theft and/or accidental damage to mobile phones are quite frequent in our daily life. With the increasing number of such accidents, we, has specifically designed a policy to meet the increasing demand of providing indemnification for loss/damage of Cellular Mobile Telephones.
Personal Accident:
This cover operates 24 hours and on worldwide basis. It provides for payment of specified capital benefits following accidental death, bodily injury, permanent total disablement, and permanent partial disablement, temporary total and temporary partial disablement caused by an accident.
Bankers Blanket Takaful
This essentially gives broad cover against crime related losses to a bank. The scope of cover principally is as follows:
- Clause 1. Infidelity of employees
- Clause 2. On Premises
- Clause 3. Transit
- Clause 4. Forged Cheque/Forged Securities
- Clause 5. Counterfeited Currency
- Clause 6. Damage to Offices and Contents.
Safe Deposit Box:
Provides coverage for customers items of intrinsic value contained in safe deposit boxes. Coverage is of two types: Basic- Covers house breaking, burglary only & Fire policy- Covers Fire, Riot and Strike.
Public Liability Takaful:
It protects the participant against legal liabilities to third parties for bodily injury and damage to their property due to negligence on participant’s side.
Other Miscellaneous Products:
- Employer’s Liability
- Product Liability
- Professional Liability
- ATM Withdrawal Takaful
- Plastic Card Takaful
- Event Cancellation Takaful
- School Owner Takaful
- Shop owner takaful coverage
- Campus Protection Coverage
- Wallet Cover
- Individual Comprehensive Takaful Coverage
- Women All Secure
Salient Features:
A Shariah Complaint way to protect the risks
Profit Sharing
Excellent Services and Prompt settlement of claims
Free Tracker Services
All Financial Transactions are duly vetted by the Shariah Advisory
Availability of Add-on products and services.
Frequently Asked Questions
Have questions? We’ve got you covered
Need help understanding our services? Browse through these commonly asked questions to get quick and clear answers about coverage, process, and more.
What is Takaful and how is it different from insurance?
Seamless assistance at your fingertips — whether you need guidance, have questions, or require claim support, we’re always here to help you with clarity and care.
What Takaful services do you offer?
We offer Motor, Health, Fire, Marine Cargo, Engineering, and Miscellaneous Takaful services.
How can I get a Takaful policy?
You can apply through our website, contact our team, or visit our nearest branch.
Is your Takaful model Shariah-compliant?
Yes, our Takaful services are supervised and approved by a qualified Shariah Board.
How do I file a claim?
Contact our claims team with required documents or visit our branch for assistance.